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February 6, 2026
  • Mastering Your Auto Loan Principal Balance: Strategies for Debt Management
  • Unlocking the Key to Financial Health: The Power of the Current Ratio
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  • Decoding Nominal Interest Rates: Unveiling the Hidden Costs and Returns

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    February 2, 2024February 5, 2024
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interest rate

  • Certificate of deposit (CD)

Understanding Maturity Dates: A Key to Better Financial Planning

Holier Than TaoJune 15, 202306 mins

As a writer and journalist who has been covering personal finance for several years, I have come across several financial…

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  • Principal balance

Understanding Mortgage Principal Balance: The Key to Saving Money on Your Home Loan

Holier Than TaoJune 15, 202309 mins

Mortgage Principal Balance: Understanding the Basics Buying a home is one of the significant financial decisions that you can make…

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  • Annual percentage rate (APR)

Late Payment Fees: The Costly Impact on Your APR

Holier Than TaoJune 14, 202302 mins

Q: What is a late payment fee and how does it impact APR? A: A late payment fee is a…

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  • Certificate of deposit (CD)

“Boost Your Savings with Add-On CDs – The Flexible Investment You Need!”

Holier Than TaoJune 12, 202303 mins

Have you ever heard of an add-on CD? If you’re someone who’s always looking for ways to make your money…

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  • Amortization

“Adjustable Rate Mortgages (ARMs): The Pros and Cons of this Home Loan Option”

Holier Than TaoJune 10, 202302 mins

Adjustable Rate Mortgages (ARMs) are a type of home loan where the interest rate can change over time. Unlike fixed-rate…

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  • Amortization

Everything You Need to Know About Adjustable Rate Mortgages (ARMs)

Holier Than TaoJune 10, 202304 mins

Adjustable Rate Mortgage (ARM) is a type of mortgage loan where the interest rate fluctuates over time based on changes…

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  • Amortization

Mastering Mortgage Amortization: The Key to Understanding Your Home Loan Payments

Holier Than TaoJune 8, 202306 mins

Mortgage Amortization: Understanding the Basics If you are planning to buy a home, there is a good chance that you…

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  • Annual percentage rate (APR)

Auto Loan APR: Don’t Get Stuck with High Interest Rates!

Holier Than TaoMay 27, 202307 mins

Auto Loan APR: Understanding the Annual Percentage Rate When it comes to buying a car, most people require financing. This…

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